Wendy Johnson - RE/MAX Professional Associates



Posted by Wendy Johnson on 5/20/2020

Your credit score can play a major role in your ability to get the financing that you need to buy a house. As such, you'll want to do everything possible to improve your credit score before you enter the real estate market.

Now, let's take a look at three quick, easy ways to boost your credit score.

1. Pay Off Debt As Quickly As Possible

Get a copy of your credit report from each of the three credit reporting bureaus (Equifax, Experian and TransUnion). You are entitled to one free copy of your credit report annually from each credit reporting bureau, and you should take advantage of this perk so that you can learn about your outstanding debt.

If you have lots of outstanding debt, you'll want to start paying this off as quickly as possible. Because the less debt that you have, the more likely it becomes that you can get a favorable mortgage from a credit union or bank.

Don't wait to begin paying off outstanding debt. If you pay off even a small portion of your outstanding debt regularly, you can move closer to getting the financing that you need to acquire a terrific house.

2. Avoid New Credit Cards

A low credit score can be worrisome, and it may cause you to consider a variety of options to manage outstanding debt. However, if your credit score is low, there is no need to take out additional credit cards.

New credit cards may seem like viable short-term options to help you cover various expenses while you pay off assorted outstanding debt. But these cards are unlikely to help you resolve the biggest problem – paying off your outstanding debt to bolster your credit score.

Instead of signing up for new credit cards, it often helps to cut back on non-essential bills. For instance, if you don't need cable, you may be able to eliminate this expense and use the money that you save to pay off outstanding debt. Or, if you have first-rate items that you don't need, you may want to sell these items and use the profits to pay off myriad bills.

3. Keep Your Credit Card Balances Low

Once you have paid off your outstanding debt, you'll want to keep your credit card balances low.

It often helps to have one credit card that you can use in emergencies. If you keep one credit card and get rid of any others, you may be better equipped than ever before to maintain a high credit score.

Lastly, if you require additional assistance as you prepare to kick off a home search, you may want to work with a real estate agent. This housing market professional can help you narrow your home search to residences that fall within a specific price range. That way, you can avoid the risk of spending too much to acquire a house.

Increase your credit score – use the aforementioned tips, and you can raise your credit score before you launch a home search.





Posted by Wendy Johnson on 5/18/2020

Beautiful level 1.5 acre lot is ready for you to build the HOME of your dreams! LOT IS CLEARED and pending town approval as BUILDABLE LOT. Meticulously landscaped with beautiful apple trees, pine trees, stonewalls, grass and woods in the rear. Perc test complete, Survey complete. Frontage consists of 201 sq ft. Conveniently located and stunning lot with beautiful country setting. Taxes for 2020 for land only - to be determined.

More Info on this Property | New Listing Alerts




Categories: Uncategorized  


Posted by Wendy Johnson on 5/18/2020


29 Glenwood Place Lot 3, Rutland, MA 01543

Land

$85,000
Price

1.50
Acres
Residential
Land Type
Beautiful level 1.5 acre lot is ready for you to build the HOME of your dreams! LOT IS CLEARED and pending town approval as BUILDABLE LOT. Meticulously landscaped with beautiful apple trees, pine trees, stonewalls, grass and woods in the rear. Perc test complete, Survey complete. Frontage consists of 201 sq ft. Conveniently located and stunning lot with beautiful country setting. Taxes for 2020 for land only - to be determined.
Open House
No scheduled Open Houses

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Tags: Rutland   Real Estate   01543   land  
Categories: New Homes  


Posted by Wendy Johnson on 5/17/2020

Beautiful 1.5 acre LOT is ready for you to build the HOME of your dreams! LOT IS CLEARED and pending town approval as BUILDABLE LOT. Meticulously landscaped with amazing fruit trees which include apple, pear and peach trees. Landscaping also includes stonewalls, grass and woods in the rear of property. Perc test complete, Survey complete. Frontage consists of 200 sq ft. Conveniently located and stunning lot in beautiful country setting. Taxes for 2020 for land only - to be determined.

More Info on this Property | New Listing Alerts




Categories: Uncategorized  


Posted by Wendy Johnson on 5/17/2020


25 Glenwood Place Lot 1, Rutland, MA 01543

Land

$85,000
Price

1.50
Acres
Residential
Land Type
Beautiful 1.5 acre LOT is ready for you to build the HOME of your dreams! LOT IS CLEARED and pending town approval as BUILDABLE LOT. Meticulously landscaped with amazing fruit trees which include apple, pear and peach trees. Landscaping also includes stonewalls, grass and woods in the rear of property. Perc test complete, Survey complete. Frontage consists of 200 sq ft. Conveniently located and stunning lot in beautiful country setting. Taxes for 2020 for land only - to be determined.
Open House
No scheduled Open Houses






Tags: Rutland   Real Estate   01543   land  
Categories: New Homes